Money Jar Concept

Finance made simple. No jargon. No bank spin.

Authentic insights from John Ng and our trusted network of finance, property and legal specialists.

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Where does super come from again?

Where does super come from again?

Many adults still don't know this. Are you one of them?

Off  to Singapore

Off to Singapore

Mum is really unwell, and though we don't have a relationship, she's still my mum.

10c Container Scheme in Singapore

10c Container Scheme in Singapore

Crazy how far behind Singapore is on this, considering how futuristic the city state is!

Federal budget changes

Federal budget changes

A Singaporean's view of Australia's new budget. What are your thoughts?

Your diet is like your investments

Your diet is like your investments

After losing over 7kgs in over 15 weeks, and spending 6D5N and eating heaps in Singapore...

Fed budget

Fed budget

A Singaporean's view of Australia's new budget. Part 2. What are your thoughts?

If you're ever in singapore

If you're ever in singapore

Michele and I make a trip to Chinatown every time we're in Singapore.Great chat again, Kristen! 👋🏽🍜

Gross vs Net

Gross vs Net

Many working adults don't know this. Are you one of them?

Why we ask for more information

Why we ask for more information

I've seen clients get hugely annoyed when the lenders ask for more documents.⁣

Breaking up with your bank

Breaking up with your bank

When your current lender receives a copy of your Discharge Form, you're going to receive a call from their Retentions Team.⁣

We are not behind in life

We are not behind in life

We took out a separate line of credit.

Banker or broker?

Banker or broker?

What's the difference between a Banker and a Broker?

Lender's household policies

Lender's household policies

Ask most people on the street, and they'd say there's no difference between your ABCs, EFGs and XYZs.

So, what's your best rate?

So, what's your best rate?

In fact, I actively tell some prospect clients, that I do not want to be their broker if all they're looking for is the best rate or for the biggest cash back offer.

The traffic light system

The traffic light system

The Traffic Light System is something I created three years ago so everyday people can understand how lenders tier their rates.⁣