About Money Jar Concept
We're here to help you master your money, buy property, or sustain and grow your business.
Owner and Finance Broker
John Ng
Money Jar Concept is a family-owned business, headed up by John Ng. John's a recovering banker, who knew there had to be a better way to help families and business owners get a fair deal that served their strategic interests.
Australia really is the lucky country, and John believes it's on all of us build connected, resilient communities.
He's the man behind the community page Humans of Seddon, Kingsville and Yarraville, and has been recognised by both the community and the broking industry for his commitment to sharing the stories of 'everyday' people. He's a big believer that there's more that unites us than divides us, and as someone who's always up for a chat, loves finding out what makes people – and businesses – tick.
One of John's greatest passions is to share his knowledge in an easy-to-understand way to help people have a better relationship with money. To this end, he's contributed to publications like Finder.com.au and many property and finance podcasts.
Awards & Accreditations
Admin Champion
Annette Manson
Along with my sister, I'm the delightful, unorganised Admin Champion. With John's guidance, I'm learning to navigate the twists and turns that come our way. While neat schedules aren't my forte, creativity, quick thinking, and a dash of humour help me navigate the chaos. Outside of work, I'm a proud parent to a wonderful son and caretaker of three lively animals.
Admin Champion
Stacey Manson
Stacey has been in the Insurance and Finance industry since
2007. She now works with us to ensure Money Jar Concept client applications are lodged quickly, accurately and timely.
She's a Muay Thai exponent, loves spending time with her daughter, training her rottweiler and won't say no to a cold beer.
Our process
Ensuring you get the right finance solution, now and into the future
01
Your Finance Journey starts here!
20 min phone call, simply to put a voice to a name. No numbers. You share what you're seeking to do + timeline, while I explain my process + fee structure with you.
02
Finance Masterclass
This is a two-hour session, covering my Five Pillars of Finance: 1. Your borrowing and buying capacity 2. Your credit score and report 3. Your super and insurance 4. Your Exit Strategy at retirement "How do we pay off our debt when we retire?" 5. 'Behind the Scenes' stuff that lenders don't tell you.
03
Your journey has just begun
If you had gained value and insight from the Finance Masterclass, your journey has only just begun. Engaging me as your Broker means I'll be able to assist with property reports, my tips on how to combat RE Agents' tricks, ongoing support for your loans and a lifetime relationship. Many of my clients become friends within our community!