Hi, I'm John Ng. [I've been keeping the banks honest since 2017, and]I'm on your side.
If you value education, chance encounters at Coles Yarraville, late night phone calls and love a laugh with a Dad of three kids, a Big Hello to you.
Our Services
How we help
Mortgages can be complicated. Your broker doesn't need to be. Whether you're buying your first home, refinancing, investing, or figuring out what to do with the equity you've built up, let me handle the fiddly stuff. Starting with a 2hr Masterclass, you'll walk out with good recommendations, straight answers and no bank speak. And yes, I'll probably explain it with a bad analogy at some point.
Buying a home
You've found the house. Now let's find the mortgage. I'll twist the bank's arm, do the rate comparing and paperwork deciphering, while you get on with imagining where the couch is going to go.
Home loan health check
Life changes. Rates change. Your property changes. And sometimes your loan gets left behind. Think of it as a mortgage health check, without the waiting room.
Growing your business
You've built the thing. Now let's help it grow. Whether you need a new ute, equipment, a bigger premises or some extra working capital, I'm by your side getting good finance for your business.
Four wheels? Two wings?
For every reputable car finance lender, there seems to be at least five shonky ones. We’ll help you avoid them!
Since 2018
Everyday relatable content
It's a jungle out there. There's a lot of finance content, but let's face it: most of it is geared towards selling you something. Check out our bite-sized videos for an everyday look into your favourite Bald & Bespectacled broker's insight into finance, family and life.
What we stand for
We believe mortgages should come with less jargon and more humans. We're not interested in selling you the biggest loan. We're interested in finding the right loan for where you are now, and where you're hoping to go next. Straight answers from someone by your side. That's the Money Jar Concept way.
Mentioned in the media