Meet John Ng. 2020 City of Maribyrnong Citizen of the Year. 

Your favourite Bald and Bespectacled broker - helping our community thrive with switched on, ethical guidance on all things finance.
Our Services

How we help

For guidance on finance that's easy-to-understand, focused solely on your best interests, and informed by the highest standards of expertise. Our industry-leading knowledge of loan restructuring and equity release will enable you to get more from your property, and help you thrive - no matter what life serves up.
SOLUTIONS
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Step aside, Netflix

It's a jungle out there. There's a lot of finance content, but let's face it: most of it is geared towards selling you something. Check out our bite-sized videos for an authentic behind-the-scenes view of how the banks work, our top tips, along with insights from our trusted network of finance, property and legal specialists.
MONEY JAR TV

What we stand for

We deliver impeccable service that places your needs front and centre, every time. We believe finance should be life-enhancing, not life-inhibiting. We're here to help secure a loan you can live with, and pay back sooner - if that's important to you.

About MoneyJar Concept
Home Loan Seddon

What our clients say about working with us

Eamon Walmsley
Eamon Walmsley
2022-07-20
John could not have been more helpful and efficient, He would be my first and only call for anything in the financial realm, absolutely wonderful.
Melanie Moon
Melanie Moon
2022-07-16
John was a pleasure to deal with. We refinanced and the process was hassle free thanks to John organising all of the paperwork, keeping an eye on the process, and communicating with us at every step (despite being on holiday). And as a bonus, we're very happy with the customer service from the new bank!
ath fil
ath fil
2022-07-12
Thank you so much John, I can't express how grateful I am. With 3 defaults in my name and a very poor credit score, John was very supportive and guided me evey step of the way (for 12 months) in order to help me achieve my goal and purchase my first home. There was no way of achieving this without John's knowledge and expertise, I strongly recommend John as your broker, he really is the best!
Sandra Bonanni
Sandra Bonanni
2022-07-11
John has been my broker since March 2021 when we began our journey with me a divorced female in her mid-fifties, with a debt gifted to me by my ex-husband, and no hope of ever owning my own home in the near future. Fast forward to May 2022 and I am finally a home-owner thanks to John and his wonderful list of reliable contacts who walked me through the long and complicated process of setting up a self-managed super fund and purchasing my very own investment property. It was a bit hairy at times during the whole process and we had a few setbacks but John was always positive and worked through every roadblock that we came across. I don’t know a more reliable and knowledgeable broker who made you feel a part of the family and not just a client. It has been a complete pleasure getting to know John and I would not hesitate to recommend him should you ever need finance advice - if John can’t help you himself he can definitely point you in the right direction and also give you a contact who can help. Thanks John it’s been awesome getting to know you and having you help me reach one of my financial goals and I can’t thank you enough.
Chen-Po Sun
Chen-Po Sun
2022-05-13
John has been an awesome broker. He held our hands through a long process of many things happening with us finance wise to eventually securing our property. Highly recommend you talk to a John about anything lending related.
odette colbert
odette colbert
2022-04-29
Professional and hassle-free service from start to finish. John knows the home loan process inside out . His experience and attention to detail ensured a smooth ride through throughout. I was a little nervous when I started looking for a broker as I was looking for my first home, and a single parent with no one else to advise me, but John put those worries at ease immediately. Not only that, but he's a very nice guy! He was friendly, patient and explained things in an easy to understand manner. When things became time critical John gave great reassurance,. He was always available to answer any questions I had, and there was never any delay in receiving a response from him. He is brilliant at what he does, I would wholeheartedly recommend John to anyone looking to start the mortgage process. He has made my home owning dream come true, I don't think I could have done this without him.
Mary Giang
Mary Giang
2022-04-05
I am writing this review not as a client of John's, but as a conveyancer. Rarely do we take time in our lives to leave positive feedback for other people and businesses that we do not profit from. I've had such a good experience working on a recent file with John that I've decided I had to share. Working in the conveyancing industry means that there is always a high turnaround of settlements. It also means that I have dealt with many brokers. When I landed a file from a returning client who had purchased an investment property and introduced me to her broker John, I was pleasantly surprised. Not many brokers are as diligent and loyal to their clients, as John. He ensured that all the 'i's were dotted and 't's were crossed well ahead of scheduled settlement date, which made my job as a conveyancer a lot easier! He checked in with me regularly to make sure that everything was tracking well and ahead of time for settlement. He bent over backwards to collect an original paper certificate of title from the clients and personally delivered it to the lender's representatives, to ensure that there were no hiccups at settlement. In our situation, the lender actually advised incorrect information which would have lead to an issue come settlement time, but John made sure he was on top of it and persisted with the lender's representatives and averted a crisis which would have been. In contrast, I have dealt with brokers who have been difficult to contact and not willing to take that extra step for their clients. I would happily recommend John and I believe he has his clients' best interest at heart.
Michael Giglio
Michael Giglio
2022-04-01
John really is a one of a kind. He broke down every part of the process in great detail and regularly checked in to make sure I was on track. He honestly had my best interests in mind every step of the way. Dealing with John was fun, easy, informative and a real pleasure. And he sourced me a great product with wonderful rates. A+ experience all round! Thanks John!
John Miles
John Miles
2022-03-18
Having John on our side while we were searching for our first house was a must! He got us though any stumbling blocks with ease and had many options for our specific situation. You definately won't regret just giving him a call!!
Daniel Logan
Daniel Logan
2022-02-22
The first thing you'll notice about John is his energy, the next thing you'll notice is his passion to ensure you get the best outcome possible. Not at any stage did this feel like a business transaction, just a great convo that included the right questions. John went away and quickly worked out exactly what our needs were before we dived into a new business adventure. Highly recommended!

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About us

Money Jar Concept

Delivering astute guidance on all things finance to people (and their businesses) in Melbourne's thriving inner-west.

MEET JOHN NG

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