Meet John Ng. Keeping the banks honest since 2017.

Your favourite Bald and Bespectacled broker – helping our community thrive with switched on, ethical guidance on all things finance.
Community Achievement Awards for Victoria 2023
20 Leading Australian Mortgage Brokers to Watch 2022
City of Maribyrnong Citizen of the Year 2020
Our Services

How we help

For guidance on finance that's easy-to-understand, focused solely on your best interests, and informed by the highest standards of expertise. Our industry-leading knowledge of loan restructuring and equity release will enable you to get more from your property, and help you thrive - no matter what life serves up.
SOLUTIONS
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Step aside, Netflix

It's a jungle out there. There's a lot of finance content, but let's face it: most of it is geared towards selling you something. Check out our bite-sized videos for an authentic behind-the-scenes view of how the banks work, our top tips, along with insights from our trusted network of finance, property and legal specialists.
MONEY JAR TV

What we stand for

We deliver impeccable service that places your needs front and centre, every time. We believe finance should be life-enhancing, not life-inhibiting. We're here to help secure a loan you can live with, and pay back sooner - if that's important to you.

About MoneyJar Concept
Home Loan Seddon

What our clients say about working with us

Kirstee Robinson
June 29, 2025.
John was absolutely brilliant from the start of my journey to the end. He showed me great support over the months, great communication and great leadership. His knowledge was fantastic, He took everything I had and helped me gain excactly what I wanted plus more.I would highly recommend John with great confidence to anyone that's needing a fabulous Broker. Thank you John for all your help,support, advice and knowledge I couldn't have done this without you. It's been a pleasure working so closely with you. I appreciate knowing your still in the back ground if and when I need your advice again.
Joanna Fernandez
June 23, 2025.
We recently worked with John for our SMSF purchase, and the expirience was fantastic from start to finish. John was incredibly knowledgeable, responsive and made the entire process stress free. He took the time to explain everything clearly and found a great deal for us. Highly recommend to anyone looking for expert morgage advice with a personal touch!
Ana Ferreira
June 8, 2025.
We couldn't be more grateful for the amazing support and guidance we received from​John throughout the process of buying our first home! As first-time homebuyers, we had a lot of questions and uncertainties, but ​he made everything feel easy and manageable from day one. ​John was always available, incredibly knowledgeable, and genuinely cared about helping us find the perfect place to call home. ​We're very grateful for his honesty and commitment to making sure we felt confident every step of the way. Thanks to ​John, we found a home we absolutely love, and we truly couldn’t have done it without ​h​im. We highly recommend​ ​Money Jar to anyone looking for a trustworthy, friendly, and top-notch professional! ​Thanks neighbour!
Rogan Dack
May 29, 2025.
Thank you John! We really appreciate your patience and commitment to helping us purchase our first home. It was a long time in the making, nearly 3 years, and you were along for the whole ride. Thank for your patient explanations, initial education sessions and getting us through all the questions we had, doing this for the first time. Plus the great eventual outcome! Will see you for the next round. Can recommend!
Taryn Inkster
April 20, 2025.
John`s services are exceptional. My husband and I contacted John for some initial advice and guidance and within a month we had goals and a plan. Within three months we had purchased our second home and had moved in. Would highly recommend John, both professionally and personally, he is genuinely a lovely human being to know.
Emmet & Trang Brazil
April 7, 2025.
We have had multiple occasions using John's services. He was always efficient and prompt throughout the entire application process, ensuring that everything went smoothly and quickly. Not only did John secure a good mortgage rate for us, but he found the right lender that would cater to our situations. He made what can often be a stressful process feel effortless (not the documents gathering process though, as it's always time consuming... lol) and straightforward. We highly recommend John to anyone in need of a mortgage broker. His professionalism, knowledge, and commitment to their clients are truly outstanding and you know you will be in good hand.
Simone Barlow
February 6, 2025.
John is so friendly and knowledgeable. He takes the time to get to know your situation and is really passionate about supporting families. Highly recommend
Ben Lancaster
December 10, 2024.
It's been so nice to work with John these past 3 years. From the initial process of buying a house to catching up since then and making sure everything has been good since then! I would highly recommend Money Jar Concept for your brokering needs!
Will Murphy
December 9, 2024.
We can't thank John enough for all the help and guidance over the past 2.5 years. From the start, John has been there to answer our endless questions, offer advice, and keep us on track to purchase our family home. We definitely buried John and his team in paperwork, but they handled it all with so much patience and made sure everything was in order. Thanks to John's support and expertise, we now officially a homeowners! If you’re looking for a mortgage broker who’s knowledgeable, patient, and genuinely invested in your success, look no further than John at Money Jar Concept.
Lachlan Moore
November 27, 2024.
Super helpful, through a super stressful period. Guided us through buying our first home. Genuinely would not have been able to do it without John. Was always available to answer all our questions and make sure we understood everything we were doing.

Mentioned in the media

About us

Money Jar Concept

Delivering astute guidance on all things finance to people (and their businesses) in Melbourne's thriving inner-west.

MEET JOHN NG

Let's keep in touch!

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