Meet John Ng. Keeping the banks honest since 2017.

Your favourite Bald and Bespectacled broker – helping our community thrive with switched on, ethical guidance on all things finance.
Community Achievement Awards for Victoria 2023
20 Leading Australian Mortgage Brokers to Watch 2022
City of Maribyrnong Citizen of the Year 2020
Our Services

How we help

For guidance on finance that's easy-to-understand, focused solely on your best interests, and informed by the highest standards of expertise. Our industry-leading knowledge of loan restructuring and equity release will enable you to get more from your property, and help you thrive - no matter what life serves up.
SOLUTIONS
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Step aside, Netflix

It's a jungle out there. There's a lot of finance content, but let's face it: most of it is geared towards selling you something. Check out our bite-sized videos for an authentic behind-the-scenes view of how the banks work, our top tips, along with insights from our trusted network of finance, property and legal specialists.
MONEY JAR TV

What we stand for

We deliver impeccable service that places your needs front and centre, every time. We believe finance should be life-enhancing, not life-inhibiting. We're here to help secure a loan you can live with, and pay back sooner - if that's important to you.

About MoneyJar Concept
Home Loan Seddon

What our clients say about working with us

Taryn Inkster
April 20, 2025.
John`s services are exceptional. My husband and I contacted John for some initial advice and guidance and within a month we had goals and a plan. Within three months we had purchased our second home and had moved in. Would highly recommend John, both professionally and personally, he is genuinely a lovely human being to know.
Emmet & Trang Brazil
April 7, 2025.
We have had multiple occasions using John's services. He was always efficient and prompt throughout the entire application process, ensuring that everything went smoothly and quickly. Not only did John secure a good mortgage rate for us, but he found the right lender that would cater to our situations. He made what can often be a stressful process feel effortless (not the documents gathering process though, as it's always time consuming... lol) and straightforward. We highly recommend John to anyone in need of a mortgage broker. His professionalism, knowledge, and commitment to their clients are truly outstanding and you know you will be in good hand.
Simone Barlow
February 6, 2025.
John is so friendly and knowledgeable. He takes the time to get to know your situation and is really passionate about supporting families. Highly recommend
Ben Lancaster
December 10, 2024.
It's been so nice to work with John these past 3 years. From the initial process of buying a house to catching up since then and making sure everything has been good since then! I would highly recommend Money Jar Concept for your brokering needs!
Will Murphy
December 9, 2024.
We can't thank John enough for all the help and guidance over the past 2.5 years. From the start, John has been there to answer our endless questions, offer advice, and keep us on track to purchase our family home. We definitely buried John and his team in paperwork, but they handled it all with so much patience and made sure everything was in order. Thanks to John's support and expertise, we now officially a homeowners! If you’re looking for a mortgage broker who’s knowledgeable, patient, and genuinely invested in your success, look no further than John at Money Jar Concept.
Lachlan Moore
November 27, 2024.
Super helpful, through a super stressful period. Guided us through buying our first home. Genuinely would not have been able to do it without John. Was always available to answer all our questions and make sure we understood everything we were doing.
Penel
November 17, 2024.
I was referred to John at Money Jar Concept to see what options may be available to me due to being on disability pension. From our very first chat he made me feel relaxed & explained every step in easy to understand terms. He was so understanding throughout the whole process & so easy to talk to. He even welcomed my extended family to take part in the whole process so I was very supported. I truly have great respect, trust & faith in John. John is down to earth, friendly, quirky nature & an all round good guy. I wouldn't have gotten to be able to say I'm a proud home owner again without his help. From my whole family we Thank you John for being apart of our journey.
Valerie Maloney
November 14, 2024.
If only we could give more stars!! We had an exceptional experience with John, from start to finish, his professionalism and attention to detail was unmatched. He held our hand through the whole process, exactly what we needed in an area we had no experience in. He even called to our home with documents to sign and was available on WhatsApp at at any time to answer my ridiculous questions. John always provided clear communication throughout the process, delivered exactly what was promised (and before they were promised) and exceeded our expectations in every way! Whether you're looking for high-quality service, reliability, or just a smooth, hassle-free experience, I highly recommend MoneyJar Concept. Thank you for everything!
Khristian Oliveria
November 13, 2024.
John worked with us on the purchase/mortgage of a new property. John shared his knowledge with me in a way that made me, as a first home owner buyer, easily understand new and foreign concepts to myself. John is meticulously sharp on the details and no stones were left unturned in securing a mortgage. Thanks again John for everything you've done for us.
Ai-Lin Chang
November 12, 2024.
We worked with John on both a refinance of an existing property, and the purchase/mortgage of a new property. John was proactive, knowledgeable and responsive and was able to land us two great mortgage products that we're both very happy with. Above all else, John is an amazing project manager with a strong eye for detail, and the process of going through the mortgage was genuinely quite seamless and stress-free. Thanks John for all your work.

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About us

Money Jar Concept

Delivering astute guidance on all things finance to people (and their businesses) in Melbourne's thriving inner-west.

MEET JOHN NG

Let's keep in touch!

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