When your current lender receives a copy of your Discharge Form, you're going to receive a call from their Retentions Team.⁣

They'll act like they want to be your BFF, when for all these years, you've never received so much as a call from them.⁣

They'll cajole you into buying into their sales spiel.⁣

My advice?⁣

Hang up on them.⁣

Customer loyalty doesn't exist anymore.⁣

If your lender is only:⁣

- dropping their rates or⁣
- waiving your annual fee or ⁣
- offering you cold hard cash

when you threaten to leave, ask yourself "How long have they been ripping me off?"⁣

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